{"id":1640,"date":"2022-05-26T10:19:41","date_gmt":"2022-05-26T08:19:41","guid":{"rendered":"https:\/\/abkrs.com\/soluciones\/contractacio-i-mediacio-dassegurances-per-a-empreses-i-professionals\/"},"modified":"2022-11-08T08:56:24","modified_gmt":"2022-11-08T07:56:24","slug":"contractacio-i-mediacio-dassegurances-per-a-empreses-i-professionals","status":"publish","type":"page","link":"https:\/\/abkrs.com\/ca\/soluciones\/contractacio-i-mediacio-dassegurances-per-a-empreses-i-professionals\/","title":{"rendered":"Contractaci\u00f3 i mediaci\u00f3 dassegurances per a empreses i professionals."},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1640\" class=\"elementor elementor-1640 elementor-866\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8c59a1b elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"8c59a1b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a5a9e82\" data-id=\"a5a9e82\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47afacb elementor-widget elementor-widget-spacer\" data-id=\"47afacb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-78b7f0e\" data-id=\"78b7f0e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e5c2326 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e5c2326\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.5.6 - 28-02-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Contractaci\u00f3 i mediaci\u00f3 d'assegurances per a empreses i professionals.<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-861d411 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"861d411\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.5.6 - 28-02-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">El nostre equip de socis consultors lidera l&#8217;estudi de riscos i la col\u00b7locaci\u00f3 dels mateixos, assegurant el millor servei i la millor soluci\u00f3 possible per a la vostra companyia.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c5e9171 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c5e9171\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-601ab01\" data-id=\"601ab01\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2156cb0 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2156cb0\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Danys Materials i P\u00e8rdua de Beneficis<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16cf7ca animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"16cf7ca\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">L&#8217;asseguran\u00e7a de danys materials protegeix l&#8217;assegurat dels danys causats als actius tangibles de l&#8217;empresa o la<\/span> <span style=\"font-weight: 400;\">p\u00e8rdua d&#8217;aquests.<\/span><\/p>\n<\/p>\n<p><b>Sabia que hi ha asseguradores especialitzades que nom\u00e9s subscriuen danys materials aportant capacitat 100% fins a 1,000 Mill \u20ac i sense coasseguran\u00e7a? Podem assessorar-vos en l&#8217;asseguran\u00e7a de danys materials i accedir als millors prove\u00efdors del mercat si a la vostra companyia hi ha sensibilitat per a la prevenci\u00f3.<\/b><\/p>\n<\/p>\n<p><span style=\"font-weight: 400;\">La cobertura inclosa a P\u00f2lisses de Danys materials<\/span><b> \u201cp\u00e8rdua de marge brut o beneficis\u201d <\/b><span style=\"font-weight: 400;\"> protegeix de les p\u00e8rdues al compte de resultats o el lucre cessant a conseq\u00fc\u00e8ncia d&#8217;un sinistre de danys. <\/span> <\/p>\n<\/p>\n<p><span style=\"font-weight: 400;\">En les assegurances de danys materials hi ha diferents nivells de qualitat de cobertura, des de cobertures \u201c tot risc\u201d a cobertures \u201criscos nominats\u201d i els clausulats de les p\u00f2lisses contemplen exclusions o ampliaci\u00f3 de cobertures diverses (avaria de maquin\u00e0ria, fallada de subministrament, incendi en prove\u00efdor, robatori, franqu\u00edcies, etc \u2026), tot aix\u00f2 a definir per al disseny i la negociaci\u00f3 del millor programa de danys per a la seva companyia. <\/span><\/p>\n<p><b>Actualment, \u00e9s important saber avaluar les normes UNE o NFPA, aix\u00ed com rebre un bon assessorament pel que fa a materials de construcci\u00f3, compartimentacions, instal\u00b7lacions d&#8217;hidrants o sprinklers si s\u00f3n necessaris. Els experts d&#8217;ABK Riscos i Assegurances coneixen b\u00e9 aquesta mat\u00e8ria per poder guiar la cotitzaci\u00f3 cap a la millor asseguradora.<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a8d428d elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"a8d428d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c805876\" data-id=\"c805876\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6252b20 elementor-align-center animated-slow elementor-invisible elementor-widget elementor-widget-button\" data-id=\"6252b20\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"http:\/\/www.abkcredito.com\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">ABK Cr\u00e8dit, necessites m\u00e9s informaci\u00f3?<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d643bc elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3d643bc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-804f000\" data-id=\"804f000\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed3c84a animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ed3c84a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Responsabilitat Civil General<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68c4ac0 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"68c4ac0\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">L&#8217;asseguran\u00e7a de Responsabilitat Civil protegeix de les reclamacions de tercers com a conseq\u00fc\u00e8ncies de danys personals o materials i els seus consecutius com a danys immaterials ( lucres cessants ).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Aquests s\u00f3n alguns exemples:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Dany material: un incendi que provoca danys als edificis confrontants.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Dany personal: l&#8217;accident de circulaci\u00f3 d&#8217;un treballador en horari laboral.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Dany consecutiu immaterial: La f\u00e0brica lim\u00edtrofa interromp fabricaci\u00f3 per l&#8217;incendi, i reclama 2 mesos de facturaci\u00f3 per no poder fabricar. <\/span><\/li>\n<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-249c7b2\" data-id=\"249c7b2\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-092ad15 elementor-widget elementor-widget-spacer\" data-id=\"092ad15\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-70b53a5 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"70b53a5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1550d45\" data-id=\"1550d45\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fd0407 elementor-widget elementor-widget-text-editor\" data-id=\"5fd0407\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Hi ha diverses cobertures dins de la p\u00f2lissa de Responsabilitat Civil:<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-dfc9992 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"dfc9992\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7280c7e animated-slow elementor-invisible\" data-id=\"7280c7e\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7583bbb elementor-widget elementor-widget-heading\" data-id=\"7583bbb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Responsabilitat Civil d'explotaci\u00f3<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f44e17e elementor-widget elementor-widget-text-editor\" data-id=\"f44e17e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Cobertura de reclamacions de tercers al lloc on s&#8217;exerceix l&#8217;activitat d&#8217;una empresa <\/span><b>per explotar un negoci. <\/b><span style=\"font-weight: 400;\">. Quan el dany o perjudici \u00e9s causat a les instal\u00b7lacions de la companyia o b\u00e9 a alguna de les ubicacions on s&#8217;exerceix l&#8217;activitat de l&#8217;empresa.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d0e616a animated-slow elementor-invisible\" data-id=\"d0e616a\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-437a4ac elementor-widget elementor-widget-heading\" data-id=\"437a4ac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Responsabilitat Civil Patronal<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60e653e elementor-widget elementor-widget-text-editor\" data-id=\"60e653e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Cobreix les reclamacions que <\/span><b>els treballadors d&#8217;una empresa puguin exercir sobre aquesta,<\/b><span style=\"font-weight: 400;\">ja sigui per danys personals o per danys materials. Si, per exemple, un treballador t\u00e9 un accident durant les tasques laborals i acaba patint invalidesa, pot demanar a la companyia. En cas de mort, ho podrien fer els seus familiars.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-50ba22e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"50ba22e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f1494f8 animated-slow elementor-invisible\" data-id=\"f1494f8\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec83309 elementor-widget elementor-widget-heading\" data-id=\"ec83309\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Responsabilitat Civil de Productes<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eca34de elementor-widget elementor-widget-text-editor\" data-id=\"eca34de\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Cobertura de les reclamacions de tercers per danys materials o personals que ocasionen els productes venuts o serveis prestats. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9cb9313 animated-slow elementor-invisible\" data-id=\"9cb9313\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01eeeee elementor-widget elementor-widget-heading\" data-id=\"01eeeee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Responsabilitat Civil d'uni\u00f3 i mescles<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dacd368 elementor-widget elementor-widget-text-editor\" data-id=\"dacd368\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">La RC d&#8217;Uni\u00f3 i Mescles cobreix la possible <\/span><b>reclamaci\u00f3 d&#8217;un client pel subministrament d&#8217;un producte intermedi defectu\u00f3s<\/b><span style=\"font-weight: 400;\"> que ha causat p\u00e8rdues al producte final. Cobrint els productes units i barrejats per tercers al producte intermedi subministrat. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-474794c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"474794c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-78651c2 animated-slow elementor-invisible\" data-id=\"78651c2\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8ebc5c elementor-widget elementor-widget-heading\" data-id=\"d8ebc5c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Responsabilitat Civil per Retirada de productes o Recall<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddc97cf elementor-widget elementor-widget-text-editor\" data-id=\"ddc97cf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Cobreix les <\/span><b> despeses de retirar del mercat productes defectuosos<\/b><span style=\"font-weight: 400;\"> l&#8217;origen de causa dels quals correspon a l&#8217;assegurat. <\/span> <\/p>\n<p><span style=\"font-weight: 400;\">\u00c9s important con\u00e8ixer que aquesta cobertura no inclogui el cost del \u201cpropi producte a destruir\u201d. <\/span><span style=\"font-weight: 400;\">Per aix\u00f2 existeixen cobertures especialitzades per a la <span style=\"text-decoration: underline;\"><a href=\"https:\/\/abkrs.com\/ca\/especialitats\/contaminacio-accidental-i-maliciosa-de-producte\/\">Contaminaci\u00f3 Accidental de <\/a><\/span><\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/abkrs.com\/ca\/especialitats\/contaminacio-accidental-i-maliciosa-de-producte\/\"><span style=\"font-weight: 400;\">producte<\/span><\/a><\/span><span style=\"font-weight: 400;\">.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-869c970 animated-slow elementor-hidden-tablet elementor-hidden-mobile elementor-invisible\" data-id=\"869c970\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-79e1bd4 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"79e1bd4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37e85c1\" data-id=\"37e85c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-335582f animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"335582f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Responsabilitat Civil per a Administradors i Directius (D&amp;O)<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-637094c animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"637094c\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Cobreix la reclamaci\u00f3 contra el patrimoni de les <\/span><b>persones que integren el consell d&#8217;administraci\u00f3 o directius<\/b><span style=\"font-weight: 400;\">. Un exemple seria si per acci\u00f3 o omissi\u00f3 (sense dol ni culpa) una empresa entra en fallida i els treballadors, bancs, prove\u00efdors o accionistes reclamen als administradors per les p\u00e8rdues sofertes.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fce97e1 elementor-section-full_width elementor-reverse-tablet elementor-reverse-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"fce97e1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5fefb45\" data-id=\"5fefb45\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ebc6b0c animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ebc6b0c\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Responsabilitat Civil Mediambiental<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3606404 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"3606404\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">En els processos industrials se sol fer \u00fas de maquin\u00e0ria complexa, i de productes que poden arribar a causar danys al medi ambient si no s&#8217;utilitzen de la manera adequada a causa de neglig\u00e8ncies o accidents. Aquesta asseguran\u00e7a cobreix les possibles despeses per reposar danys a la biodiversitat o neteja propietat d&#8217;un tercer o propi s\u00f2l, com a conseq\u00fc\u00e8ncia d&#8217;un sinistre.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hi ha algunes ind\u00fastries que tenen l&#8217;obligatorietat i la responsabilitat de contractar una asseguran\u00e7a de RC Ambiental espec\u00edfica, seguint les directrius de la Llei 26\/2007 ampliada el 15 d&#8217;octubre del 2021.<\/span><b> <\/b><\/p>\n<\/p>\n<p><b>Sabies que m\u00e9s del 60% de les empreses subjectes a aquesta Llei, o b\u00e9 no tenen l&#8217;asseguran\u00e7a contractada, o les seves p\u00f2lisses de RC Mediambiental no compleixen els requisits?<\/b><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a4bb209\" data-id=\"a4bb209\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f466069 elementor-widget elementor-widget-image\" data-id=\"f466069\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.5.6 - 28-02-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img width=\"800\" height=\"637\" src=\"https:\/\/abkrs.com\/wp-content\/uploads\/2022\/05\/contratacion-mediacion-cta-02.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/abkrs.com\/wp-content\/uploads\/2022\/05\/contratacion-mediacion-cta-02.jpg 875w, https:\/\/abkrs.com\/wp-content\/uploads\/2022\/05\/contratacion-mediacion-cta-02-300x239.jpg 300w, https:\/\/abkrs.com\/wp-content\/uploads\/2022\/05\/contratacion-mediacion-cta-02-768x612.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eec5cb7 elementor-align-center animated-slow elementor-absolute elementor-invisible elementor-widget elementor-widget-button\" data-id=\"eec5cb7\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/abkrs.com\/ca\/contacto\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Si vols saber si la teva empresa<br> \u00e9s una d'elles contacti'ns<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-07ee20e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"07ee20e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6045697\" data-id=\"6045697\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b86ad7e animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b86ad7e\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Responsabilitat Civil Professional<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e94c95 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"3e94c95\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Destinats a professionals o empreses de professionals, amb necessitat de cobrir les reclamacions de clients per <\/span><b>errors o omissions<\/b><span style=\"font-weight: 400;\"> a les feines realitzades. Asseguran\u00e7a complement\u00e0ria a la RC general anteriorment descrita (danys materials i personals i consecutius)<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d557d16 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d557d16\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ca4f36\" data-id=\"3ca4f36\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-05f6bbd animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"05f6bbd\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cobertures de Cyber Riscos<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcac758 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"fcac758\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">L&#8217;asseguran\u00e7a que coneixem com a \u201c Cyber \u201d, ofereix cobertures relacionades amb les p\u00e8rdues com a conseq\u00fc\u00e8ncia de riscos cibern\u00e8tics davant atacs de virus i pirates inform\u00e0tics. Estan destinats a protegir les empreses dels riscos, tant en l\u00ednia com offline, als que estan exposades i que poden arribar a ocasionar grans p\u00e8rdues d&#8217;increment costos, reducci\u00f3 vendes, reclamacions de tercers i despeses de consultoria. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Treballem juntament amb <\/span><i><span style=\"font-weight: 400;\">partners<\/span><\/i><span style=\"font-weight: 400;\"> tecnol\u00f2gics i les millors empreses asseguradores per oferir solucions completes en mat\u00e8ria de ciberseguretat per a empreses. Tot aix\u00f2 inclou assessorament i serveis relacionats amb la gesti\u00f3 de la seguretat inform\u00e0tica de la seva companyia perqu\u00e8 totes les seves dades i la seva informaci\u00f3 corporativa estiguin fora de perill.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20f6dff elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"20f6dff\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-721f771\" data-id=\"721f771\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-09cd32b elementor-align-center animated-slow elementor-invisible elementor-widget elementor-widget-button\" data-id=\"09cd32b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"http:\/\/www.abkcredito.com\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Asseguran\u00e7a de Cr\u00e8dit Comercial<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-524934d elementor-section-full_width elementor-reverse-tablet elementor-reverse-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"524934d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-cb146c0\" data-id=\"cb146c0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73340fd animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"73340fd\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Col\u00b7lectius d'Accidents i Vida<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8300ea animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"e8300ea\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Fan refer\u00e8ncia a les assegurances contractades per les empreses com a part de programa de beneficis empresarials per als empleats. Aquestes assegurances ofereixen <\/span><b>cobertura de mort o invalidesa per a empleats i directius, aix\u00ed com, despeses m\u00e8diques. <\/b><\/p>\n<p><span style=\"font-weight: 400;\">Es tracta d&#8217;una pr\u00e0ctica heretada de les companyies anglosaxones i que est\u00e0 cada cop m\u00e9s en auge a totes les companyies.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f989d4c\" data-id=\"f989d4c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11d70f4 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"11d70f4\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Col\u00b7lectius de Salut<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87e134d animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"87e134d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Igual que les assegurances de col\u00b7lectius d&#8217;accidents i vida, es tracta d&#8217;una asseguran\u00e7a oferida per les empreses als seus empleats <\/span><i><span style=\"font-weight: 400;\">(Employee Benefit Programs).<\/span><\/i><\/p><p><span style=\"font-weight: 400;\">Hi ha importants <\/span><b>desgravacions fiscals <\/b> <span style=\"font-weight: 400;\">quan les assegurances de salut s\u00f3n pagades per l&#8217;empresa. Les empreses s&#8217;ofereixen a pagar les <\/span><b>p\u00f2lisses d&#8217;assegurances de salut dels empleats com a complement a la seguretat social. <\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0a934b2 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0a934b2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1ebe458\" data-id=\"1ebe458\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d7c9418 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d7c9418\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Flotes<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04c6999 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"04c6999\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">L&#8217;asseguran\u00e7a de flotes, per part seva, inclou en una mateixa p\u00f2lissa <\/span><b>tots els vehicles de qu\u00e8 disposa una empresa.<\/b><span style=\"font-weight: 400;\"> Funciona de manera similar a les p\u00f2lisses de vehicles, per\u00f2 amb la difer\u00e8ncia que els agrupa tots sota un mateix contracte. <\/span> <\/p>\n<p><span style=\"font-weight: 400;\">Es tracta d&#8217;una soluci\u00f3 eficient i c\u00f2moda per a aquelles companyies que tinguin m\u00faltiples vehicles i <\/span><b>acaba resultant m\u00e9s econ\u00f2mica<\/b><span style=\"font-weight: 400;\">. L&#8217;asseguran\u00e7a de flotes ofereix una soluci\u00f3 estandarditzada per a tots els vehicles, amb cobertures i condicions \u00faniques per a tota la flota i \u00e9s m\u00e9s eficient que contractar una asseguran\u00e7a individual per a cada vehicle.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98f40c1 animated-slow elementor-invisible elementor-widget elementor-widget-button\" data-id=\"98f40c1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Resoleu els vostres dubtes amb una trucada<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc4c1e5 animated-slow elementor-invisible elementor-widget elementor-widget-button\" data-id=\"bc4c1e5\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/abkrs.com\/ca\/contacto\/#contacto\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Nosaltres et truquem<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19673dd elementor-section-full_width elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"19673dd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7bae442\" data-id=\"7bae442\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e4a91d0 elementor-widget elementor-widget-heading\" data-id=\"e4a91d0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Els nostres clients ens avalen<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c06b5e elementor-testimonial--layout-image_above elementor-testimonial--align-left elementor-testimonial--skin-default elementor-arrows-yes elementor-widget elementor-widget-testimonial-carousel\" data-id=\"6c06b5e\" data-element_type=\"widget\" data-settings=\"{&quot;slides_per_view&quot;:&quot;2&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:18,&quot;sizes&quot;:[]},&quot;show_arrows&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;loop&quot;:&quot;yes&quot;,&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/abkrs.com\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-carousel.min.css\">\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-main-swiper swiper-container\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<p><font size=\"5\"><b>Randy Wolford<\/b><\/font><br \/>\n<br \/><img src=\"https:\/\/abkrs.com\/wp-content\/uploads\/2022\/03\/stars-testimoniales-abk.svg\"><\/p>\n<p>Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. At vero eos et accusam et justo duo dolores et ea rebum. <\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<p><font size=\"5\"><b>Randy Wolford<\/b><\/font><br \/>\n<br \/><img src=\"https:\/\/abkrs.com\/wp-content\/uploads\/2022\/03\/stars-testimoniales-abk.svg\"><\/p>\n<p>Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. At vero eos et accusam et justo duo dolores et ea rebum. <\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<p><font size=\"5\"><b>Randy Wolford<\/b><\/font><br \/>\n<br \/><img src=\"https:\/\/abkrs.com\/wp-content\/uploads\/2022\/03\/stars-testimoniales-abk.svg\"><\/p>\n<p>Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. At vero eos et accusam et justo duo dolores et ea rebum. <\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\">\n\t\t\t\t\t\t\t<i class=\"eicon-chevron-left\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Previous<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\">\n\t\t\t\t\t\t\t<i class=\"eicon-chevron-right\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Next<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Contractaci\u00f3 i mediaci\u00f3 d&#8217;assegurances per a empreses i professionals. El nostre equip de socis consultors lidera l&#8217;estudi de riscos i la col\u00b7locaci\u00f3 dels mateixos, assegurant el millor servei i la millor soluci\u00f3 possible per a la vostra companyia. Danys Materials i P\u00e8rdua de Beneficis L&#8217;asseguran\u00e7a de danys materials protegeix l&#8217;assegurat dels danys causats als actius [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1632,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":[],"_links":{"self":[{"href":"https:\/\/abkrs.com\/ca\/wp-json\/wp\/v2\/pages\/1640"}],"collection":[{"href":"https:\/\/abkrs.com\/ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/abkrs.com\/ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/abkrs.com\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/abkrs.com\/ca\/wp-json\/wp\/v2\/comments?post=1640"}],"version-history":[{"count":11,"href":"https:\/\/abkrs.com\/ca\/wp-json\/wp\/v2\/pages\/1640\/revisions"}],"predecessor-version":[{"id":1920,"href":"https:\/\/abkrs.com\/ca\/wp-json\/wp\/v2\/pages\/1640\/revisions\/1920"}],"up":[{"embeddable":true,"href":"https:\/\/abkrs.com\/ca\/wp-json\/wp\/v2\/pages\/1632"}],"wp:attachment":[{"href":"https:\/\/abkrs.com\/ca\/wp-json\/wp\/v2\/media?parent=1640"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}